Take your relationship with biz finances from head-in-the-sand to confident & clear

“Since working with Jacinthe, our net profit has increased 225% in 18 months. Knowing I have money in the bank, making decisions that are actually serving my business and backed by financial strategy has had a tremendous impact on the success of Crisp Media in the past two years.”

~Christine Pilkington | Founder & CEO, Crisp Media Inc.

“Before working with Jacinthe, my relationship with my finances was, at best, a bit rocky. I knew that the best CEOs dealt with their finances on a regular basis but, even after a decade in business…I found it difficult to bring it all together.”

- Christine Pilkington, Crisp Media Inc., Financial Roadmap Client

This is a no pressure, zero obligation call.

Running a thriving creative agency is exhilarating. But let's face it – handling finances is overwhelming. 

As a creative agency owner, you face unique challenges that demand your attention and expertise.

Yet, dealing with spreadsheets, budgets, and getting your agency’s taxes to the finish line can be time-consuming and distracting from your true passion: bringing creative ideas to life. 

Koddo & Co. can help with our Fractional CFO Services, whether you’re trying to:

  • pay off years of tax debt

  • figure out who you can afford to hire

  • or you’re so busy that you’ve simply put your head in the sand around your finances

Without a solid financial foundation, it's almost impossible to make decisions that allow you to grow your creative agency and have profit leftover.

Is this you?

  • You have a budget spreadsheet or collection of spreadsheets, that you’re having a hard time keeping up to date.

    A weekly cash flow, a tracker to ensure you know who you owe money to, a messy sheet where you’ve plugged away at what growth might look like in a few years, you have a cash flow planner that you downloaded a while back, but you’re not sure if you’re doing it right and you want an expert to tell you where your gaps are.

    Our Financial Document Review could be a great place to start.

  • You’ve so busy you can’t even take the time to find (or keep) a bookkeeper and tax accountant, you’ve reached out to 10 and no one has gotten back to you, your starting to panic because your taxes aren’t done and the thought of getting all your receipts in order makes you heavy with exhaustion just thinking about it.

    You feel like you need a bit of a stronger presence in the company. You can’t even get your financials off to your tax accountant.

    Our CFO Starter Package could be a great place to start.

  • You’re overwhelmed with client work.

    You’ve just landed a giant client and are panicking about if you can afford to hire help.

    You look at your bank balance and your eyes glaze over.

    You feel like money is coming in and out, you’re hiring a bunch of freelancers now, but you’re unsure if you’re actually making any money.

    You do not have any tools in place to track your expenses, your cashflow or what your sales look like.

    Our Financial Roadmap Package could be a great place to start.

“Since working with Jacinthe, it’s given me permission to make the choices I need to grow my business. We’ve hired a couple of people—I hadn’t even aspired to do that! I can now envision what’s possible and literally make it happen.”

- Alyson Gourley-Cramer | CEO & Founder | Monogram Communications

This is a no pressure, zero obligation call.

Grow your profit, increase your salary, take a vacation.

With Koddo & Co.’s Fractional CFO Services, the possibilities for your agency are endless. Our proven track record for our clients speaks for itself.

By partnering with us in one of these ways, you'll gain access to an extensive range of financial expertise without the costs associated with a full-time CFO (which can range from $150K-$300K/year).

What the heck is a Fractional CFO?

A Fractional CFO is the person who oversees all the financial parts (AKA The Black Hole) of your business.

They are the conduit between you, your bookkeeper and your tax accountant, and they leverage information from your books to help you scale your creative agency profitably, manage your cashflow, forecast your revenue and plan wisely for expenses.

When you hire Koddo & Co. through one of our tailored packages, you’ll get a financial coach, a business advisor, a financial project manager, and an expert sounding board (aka Financial Fairy Godmother) who will guide you through making solid financial decisions for your business.

Does any of this sound familiar?

  • “I constantly feel on the edge of burnout, but can I afford to hire someone?”

  • “I haven’t taken a vacation since I started my business and have only paid myself the bare minimum to get by. When will I finally be able to pay myself a $100K+ salary and take a break?”

  • “I feel like all I see is money coming in and then going straight back out of my bank account. How do I know if I’m actually making any money?”

  • “I’m 3 years behind on my corporate and GST tax payments and owe 10’s of thousands of dollars but where do I even start?”

First, know that you’re not alone.

These are common problems creative agency owners face just like you.

On top of that, it’s likely that no one has taken the time to teach you how to manage your money or explained it in a way your creative brain can understand, right?

That’s why Koddo & Co. exists.

Jacinthe Koddo Fractional CFO

“My clients call me their financial fairy godmother.

As an Interior Designer turned serial business owner, I’ve gone from Freelancer to CEO over the last 14 years. I've learned (and not the easy way!) the ins-and-outs of small business finance since 2009.

Since co-founding an accounting company in 2018, I've recognized the shame and embarrassment around money in hundreds of business owners that I, too, experienced. I'm now on a mission to increase financial literacy in creative agency + firm owners, by shedding light onto the black hole of biz finances – from pricing profitably, to boosting cashflow and tackling tax time – as a Fractional CFO.”

Read more about Jacinthe’s story.

“I had no visibility on what I was making or what I was capable of doing. I was too busy to be able to focus on it. Since working with Jacinthe, I incorporated my company, hired my first employee, and got an office space!”

- Monica Jeffers Mcleish | CEO & Founder | MONARC Interiors

This is a no pressure, zero obligation call.

Don’t let financial anxiety drain your energy.

As the owner, you are the one who fixes everything, losing sleep over ALL the problems that arise. The burden of hand-holding everyone and feeling exhausted takes a toll on your well-being, hindering your ability to focus on the creative aspects of your agency.

Without the guidance of a Fractional CFO, consequences like these can be severe.

You may end up late by months (or years) on your tax filings and short on cash to pay your taxes, leading to penalties and potential legal issues.

Additionally, if not watched carefully, the common combination of slow-paying clients and ballooning expenses as you hire support, may result in cash crunches that cause you even more stress. Don't let these financial pitfalls impede your progress and put your agency's financial stability at risk.

Our Services

Achieve financial peace of mind starting with one of our Fractional CFO Services.

  • Have a bookkeeper onboard but have no clue if they’re doing a good job or what the reports they send to you even mean?

    Have a bunch of spreadsheets – a budget here, a potential client tracking sheet there, numbers for proposals stuck in your head – that you’re losing track of?

    Have an expert set of eyes review your bookkeeping system, Profit & Loss, Balance Sheet, budgets, scoping calculators and sales trackers, to identify what’s working, where the gaps are and what next steps to take so you can gain control of your agency’s finances.

    You’ll share all the documents, tools, and software you have in place, and Jacinthe will review it, provide a report and go over it with you in a call so you know exactly what to do next.

    Starts at $900 + applicable taxes.

  • Too busy to find a new bookkeeper and/or tax accountant?

    Questioning if you can afford to hire someone after signing a bunch of lucrative client contracts (yay!) but panicked by the amount of work you now have (eep!)?

    Dabble in Excel but feel like you’re missing a framework to truly understand your business finances?

    Kickstart your agency's financial journey with our CFO Starter Package which includes 5 hours of Fractional CFO time that can be used for:

    • Jacinthe to bring capacity to your business, figuring out what’s needed to address burning financial situations like these and bringing them to the finish line.

    • Advisory calls that give you expert eyes and guidance to direct you in building tools or navigating burning financial situations yourself.

    Starts at $2,500 + applicable taxes for a 10 hour retainer.

    Book a short introductory call and together you and Jacinthe will determine what works best for your situation.

  • On the brink of burnout and desperately need to grow your team?

    Feel like you’ve got your head in the sand, unable to get a handle on if you’re actually making any money?

    Have CRA debt lurking at the back of your mind, causing you to lose sleep?

    Covering four core areas of your business (vision, pricing + sales, expenses + cashflow, and cyclical financial rhythms), Jacinthe builds your financial roadmap which becomes the command central for running your business with an eye on profit and cashflow.

    Making a plan to pay off debt, determining when you can increase your salary or when you can hire, and what it’ll take to get to your big scary revenue goals is totally achievable when you’ve got your Financial Roadmap in place.

    Starts at $5,000 + applicable taxes.

This is a no pressure, zero obligation call.

Who We Work With

Creative agency owners between $300K-$1M+ in annual revenue in the following industries:

  • Interior Design + Architecture

  • Videography + Film Editing

  • Landscape Design

  • Graphic Design + Branding

  • Marketing

  • Communications

  • Public Relations

  • and more!

Why Choose Koddo & Co.?

  • As fellow entrepreneurs, we relate to your journey as a small business owner and meet you exactly where you are.

  • We are not a big agency for whom clients are just a number. We stand by your side, becoming a sounding board to help you make informed financial decisions.

  • Our work is tailored for you – we specialize in creative agencies who track $300k-$1M+ in revenue.

Ready to explore Fractional CFO Services?

Book a free 20-minute consultation and speak directly with Jacinthe about your business.

This is a no pressure, zero obligation call.

“There was never a stupid question. I was always met with complete kindness and I always felt like Jacinthe had my best interests in mind.”

- Aspen Peggs, Northern Primrose Consulting, Financial Roadmap Client