Upcoming events.


Recession Planning AMA for Agency + Firm Owners
Oct
26

Recession Planning AMA for Agency + Firm Owners

If you're an agency or firm owner who's feeling a stressed about how to navigate a recession, you're not alone!

Join Fractional CFO Jacinthe Koddo of Koddo & Co. for an ask-me-anything style session around:

- how to make hard financial decisions in your business

- how to deal with inflation, rising costs and slowing sales pipelines

- what you can do to manage your cash flow

- what kind of financial risk management to have in place

- anything else you'd like to ask about

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3 Steps to Stop Drowning In Work as a Freelancer
Sep
6

3 Steps to Stop Drowning In Work as a Freelancer

3 Steps to Stop Drowning In Work as a Freelancer

Join us September 6, 2023 from 9:00-10:00 am PT / 12:00-1:00 pm ET

Drowning in work but feel like your bank account is not aligning with that effort? The creative juices are overflowing, but the business side feels... flat? 

If the rollercoaster of inconsistent cash flow and the never-ending client chase is draining your vibe, you’re not alone.

Here's a glimpse of what we're diving into in this webinar:

  1. Decide What You’re Growing: You don’t need to be a freelancer forever. Explore Scaling Up or Building Lean in order to focus on doing what you love.

  2. Have a Mix of Client Types: Both project and recurring. Brings sustained revenue, the ability to outsource admin, and smarter work! PS: this also means charging more!

  3. Introduce Value-Based Pricing: Charge clients the real value, not just the clocked hours. No more trading time for money.

  4. Plus we’ll go over two tools – the Billable Rate Calculator and Boost Your Cashflow – you can use to take action now.

What can you expect when you apply the learnings from this webinar?

✨Consistent cashflow

✨A shift from hustle mode to thriving business owner

✨Selective, aligned client partnerships

✨Capacity to focus on the energizing work that you love

Ready to strike that balance between creative professional and business owner?

Let’s make your creative freelancer journey both profitable and enjoyable.

Save your free seat below!

Hi! I’m Jacinthe. Your financial fairy godmother.

On the surface, my career has looked like a fun ride. From starting out as an Interior Designer, then launching a prepared meal delivery business (before they were popular), to moving across the country and working at a yoga studio while volunteering to teach university students how to cook.

I’ve started 6 businesses, worked in 3 startups as an employee, and had side hustles from cater waitering to working at a friend’s micro-brewery.

Throughout my business building journey, I didn't understand how the money worked in my business. I went through cycles of burn out and debt, carrying $1,000’s in credit card debt, which incurred $1,000’s in interest. And those cycles continued until I learned how to manage my business finances.

A move led me to the West Coast of Canada, where in more recent years, I became the co-founder of a management accounting firm (total left turn right?!). 

Growing that business alongside my Chief Financial Officer (CFO) and accountant co-founders, I not only learned how I was supposed to manage business finances, but also became passionate about financial literacy for creative business owners.

I’ve seen the same stress and shame I had experienced in my early business owner days in the hundreds of businesses I’ve spoken with and supported since 2017.

And that’s why I founded Koddo & Co. — to level the playing field and help creative business owners shed light onto the financial side of their business, so they can build profitable businesses with steady cash flow and pay themselves way better than a decent salary!

Save your free seat below!

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Essential Systems to Get Paid Fast
May
18

Essential Systems to Get Paid Fast

Essential Systems to Get Paid Fast

Join us May 18th, 2023 from 9:00-10:00 am PT / 12:00-1:00 pm ET

Are you a freelance business owner who constantly worries about cash flow?

Do you find it difficult to pay taxes, pay yourself consistently, and work long hours while earning less than $5K a month? Are you anxious about checking your bank balance and struggle to determine pricing for your proposals? Are you trying to figure out how to accept payment in USD?

If you answered yes to any of these questions, this workshop is for you! We'll help you boost your cash flow and ease the anxiety that comes with managing business finances as a solopreneur.

You’ll walk away with best practices in three key areas that’ll help you get paid faster:

  1. Software solutions to implement that smooth out the exchange of money between you and your client (eg. digitize invoicing, e-payment software to collect & manage payments).

  2. Key information & payment terms to include in your client contracts (eg. basic contact info, plus ways to pay you, what happens if your client pays late and more).

  3. Two tools to help you avoid low cash flow in the first place (eg. the Billable Rate Calculator and the Boost Your Cashflow Accelerator)

Getting paid fast = cash in your bank account. Cash in your bank account = less biz finances stress (which then = more sleep at night and peace of mind!)

Save your free seat below!

Hi! I’m Jacinthe. Your financial fairy godmother.

On the surface, my career has looked like a fun ride. From starting out as an Interior Designer, then launching a prepared meal delivery business (before they were popular), to moving across the country and working at a yoga studio while volunteering to teach university students how to cook.

I’ve started 6 businesses, worked in 3 startups as an employee, and had side hustles from cater waitering to working at a friend’s micro-brewery.

Throughout my business building journey, I didn't understand how the money worked in my business. I went through cycles of burn out and debt, carrying $1,000’s in credit card debt, which incurred $1,000’s in interest. And those cycles continued until I learned how to manage my business finances.

A move led me to the West Coast of Canada, where in more recent years, I became the co-founder of a management accounting firm (total left turn right?!). 

Growing that business alongside my Chief Financial Officer (CFO) and accountant co-founders, I not only learned how I was supposed to manage business finances, but also became passionate about financial literacy for creative business owners.

I’ve seen the same stress and shame I had experienced in my early business owner days in the hundreds of businesses I’ve spoken with and supported since 2017.

And that’s why I founded Koddo & Co. — to level the playing field and help creative business owners shed light onto the financial side of their business, so they can build profitable businesses with steady cash flow and pay themselves way better than a decent salary!

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Financial Foundations Part 2: Need to Set Up And Maintain Your Biz Finances? Start here.
Apr
27

Financial Foundations Part 2: Need to Set Up And Maintain Your Biz Finances? Start here.

Need to Set Up And Maintain Your Biz Finances? Start here.

Part 2 of our 2 part Financial Foundations series taking place on April 26th & 27th, 2023 from 9:00-10:00 am PT / 12:00-1:00 pm ET. For details on part 1, click here.

You’ve probably heard in business finance webinars, from accountants, from bookkeepers … 

“It’s important to set up and maintain your business’ finances”.

Ok, sure, but WHAT the HECK does that even mean and how do you get started?

Knowing what you should do is very different from knowing how to do it (or how to do it well). I love unsolicited advice as much as the next business owner (not!) - so I think it’s also important to understand WHY you are doing it (so it doesn’t just get brushed to the side of your desk week after week).

So many business owners begin their journey at “biz finance ground zero”. This looks like not knowing where to start when it comes to maintaining your biz finances and maybe some limited knowledge around the simplest bookkeeping. What is not getting answered are the more loaded (and very important) finance-related questions like:

💡“What can I do to make smart financial decisions?”

💸“How do I keep more of the money I make?” 

🤔“How do I decide if I should do X, Y or Z?”

The answer to these questions can come from Financial Statements, which are prepared based on financial data through the process of proper bookkeeping.

And all comes to life with a bit of financial literacy and a system! 

The light at the end of this tunnel? With more visibility on your finances, you’ll be able to use them to make informed decisions, which will ultimately allow you to:

  • Pay yourself a full-time salary

  • Feel secure in your finances and sleep better at night

  • Step out of side hustle mode and into CEO mode

Join me in part 2 of this series, where you will learn about: 

  1. The 3 key financial reports (i.e. profit & loss, balance sheet, cashflow statement) explained in plain language and why they matter

  2. How these financial reports fit into the bigger picture of setting up and maintaining your biz finances

  3. Three tools that’ll help you take the first steps to setting up and maintaining your biz finances

Hi! I’m Jacinthe. Your financial fairy godmother.

On the surface, my career has looked like a fun ride. From starting out as an Interior Designer, then launching a prepared meal delivery business (before they were popular), to moving across the country and working at a yoga studio while volunteering to teach university students how to cook.

I’ve started 6 businesses, worked in 3 startups as an employee, and had side hustles from cater waitering to working at a friend’s micro-brewery.

Throughout my business building journey, I didn't understand how the money worked in my business. I went through cycles of burn out and debt, carrying $1,000’s in credit card debt, which incurred $1,000’s in interest. And those cycles continued until I learned how to manage my business finances.

A move led me to the West Coast of Canada, where in more recent years, I became the co-founder of a management accounting firm (total left turn right?!). 

Growing that business alongside my Chief Financial Officer (CFO) and accountant co-founders, I not only learned how I was supposed to manage business finances, but also became passionate about financial literacy for creative business owners.

I’ve seen the same stress and shame I had experienced in my early business owner days in the hundreds of businesses I’ve spoken with and supported since 2017.

And that’s why I founded Koddo & Co. — to level the playing field and help creative business owners shed light onto the financial side of their business, so they can build profitable businesses with steady cash flow and pay themselves way better than a decent salary!

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Financial Foundations Part 1: Confused by the black hole of your biz finances? Start here.
Apr
26

Financial Foundations Part 1: Confused by the black hole of your biz finances? Start here.

Confused by the black hole of your biz finances? Start here.

Part 1 of our 2 part Financial Foundations series taking place on April 26th & 27th, 2023 from 9:00-10:00 am PT / 12:00-1:00 pm ET. For details on part 2, click here.

If you’re a business owner reading this, odds are, you are struggling to feel in control of the black hole of your business finances…taxes, use of business accounts, where to even start with bookkeeping, overhead...all of it!

Just when you thought personal taxes were tough to wrap your head around - you discover business finances are a whole new beast.

All in all, as it stands, you’re left feeling like you’re hanging on by the skin of your teeth when it comes to your finances. 

The reality is, visibility into your finances = freedom (even though sometimes diving into the numbers couldn’t feel LESS like freedom). Ultimately, you can leverage your numbers to inform your business decisions (among other things) such as when and how much you can pay yourself or when you can start hiring help.

Being able to gather, interpret and act upon what your numbers are telling you will help you create a solid financial foundation (aka a profitable and cash flow positive business!).

The ace up your sleeve in all of this? Understanding the three things you need to get into your line of sights to start grounding your biz in a rock-solid financial foundation:

  1. The Black Hole (ie. bookkeeping, management accounting, tax accounting and financial accounting) 

  2. The right tools in place to gather your number data and organize it logically (the first step in seeing your numbers is getting them lined up in Financial Statements!)

  3. Systems to use your numbers to make decisions (bringing your numbers to life so they make sense)

The good news is, I’m here to provide some insights on building out your understanding and visibility on all three of these things in this month’s free workshop. Join me! 

Hi! I’m Jacinthe. Your financial fairy godmother.

On the surface, my career has looked like a fun ride. From starting out as an Interior Designer, then launching a prepared meal delivery business (before they were popular), to moving across the country and working at a yoga studio while volunteering to teach university students how to cook.

I’ve started 6 businesses, worked in 3 startups as an employee, and had side hustles from cater waitering to working at a friend’s micro-brewery.

Throughout my business building journey, I didn't understand how the money worked in my business. I went through cycles of burn out and debt, carrying $1,000’s in credit card debt, which incurred $1,000’s in interest. And those cycles continued until I learned how to manage my business finances.

A move led me to the West Coast of Canada, where in more recent years, I became the co-founder of a management accounting firm (total left turn right?!). 

Growing that business alongside my Chief Financial Officer (CFO) and accountant co-founders, I not only learned how I was supposed to manage business finances, but also became passionate about financial literacy for creative business owners.

I’ve seen the same stress and shame I had experienced in my early business owner days in the hundreds of businesses I’ve spoken with and supported since 2017.

And that’s why I founded Koddo & Co. — to level the playing field and help creative business owners shed light onto the financial side of their business, so they can build profitable businesses with steady cash flow and pay themselves way better than a decent salary!

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DIY Bookkeeping: What’s the Bare Minimum You Need to Do
Mar
22

DIY Bookkeeping: What’s the Bare Minimum You Need to Do

DIY Bookkeeping:

What’s the Bare Minimum You Need to Do

Join us March 22, 2023 from 9:00-10:00 am PT / 12:00-1:00 pm ET

We get it - you wish you didn’t have to manage your books. The (very natural, normal) result of not wanting to do something, or feeling overwhelmed by a task? *Moves bookkeeping calendar hold to next week*

As a nimble solopreneur, the reality is, sometimes you need to put on your accountant hat. It’s very easy to deprioritize bookkeeping time and time again… Until all of a sudden, your taxes are late, and the initially overwhelming task is now loaded with even more uncertainty and pressure. 

Where does this problem start? Here are some things we see small business owners experiencing (and we lived through ourselves during our earlier years of entrepreneurship!):

  • Let's just call it out right now; you hate bookkeeping. No shame if it’s not your superpower!

  • You don’t know where to start, which means you don’t manage your books properly OR consistently.

  • You’re unsure what expenses you can write off, how to categorize them, and how to track them… How to use your business account… Wait, what’s overhead?

  • You’re busy (of course, you’re a business owner doing 18,000 things) - which means bookkeeping is easily moved to the bottom of the to-do list.

  • You’ve gotten caught up in the mindset of “I’m not a numbers person” - which perpetuates all the procrastination habits and negative feels.

 

If the thought of this rings true, join this month’s free workshop, and learn:

  1. Three Pitfalls of Ignoring Your Bookkeeping

  2. What bookkeeping is and how it contributes to your business’ overall financial health

  3. The bare minimum you need to do to ensure you’ll have a pain free tax time

  4. The tools to have in place to achieve the bare minimum

Hi! I’m Jacinthe. Your financial fairy godmother.

On the surface, my career has looked like a fun ride. From starting out as an Interior Designer, then launching a prepared meal delivery business (before they were popular), to moving across the country and working at a yoga studio while volunteering to teach university students how to cook.

I’ve started 6 businesses, worked in 3 startups as an employee, and had side hustles from cater waitering to working at a friend’s micro-brewery.

Throughout my business building journey, I didn't understand how the money worked in my business. I went through cycles of burn out and debt, carrying $1,000’s in credit card debt, which incurred $1,000’s in interest. And those cycles continued until I learned how to manage my business finances.

A move led me to the West Coast of Canada, where in more recent years, I became the co-founder of a management accounting firm (total left turn right?!). 

Growing that business alongside my Chief Financial Officer (CFO) and accountant co-founders, I not only learned how I was supposed to manage business finances, but also became passionate about financial literacy for creative business owners.

I’ve seen the same stress and shame I had experienced in my early business owner days in the hundreds of businesses I’ve spoken with and supported since 2017.

And that’s why I founded Koddo & Co. — to level the playing field and help creative business owners shed light onto the financial side of their business, so they can build profitable businesses with steady cash flow and pay themselves way better than a decent salary!

View Event →
How To Price Fairly
Feb
22

How To Price Fairly

How to Price Fairly

Join us February 22, 2023 from 9:00-10:00 am PT / 12:00-1:00 pm ET for

If you’re like most small business owners, one of your biggest struggles is pricing.

And not only finding a price for your services that doesn't scare people away.

But is also fair to you!

You probably started out by setting your hourly rate at a level that was simply more than the hourly rate you made as an employee.

But now you’re starting to feel the your stomach twist…

Twist when you have a client ask you to do something more. The twist when you record your hours and realise it’s taking you 30 minutes to do something that used to take you 2 hours.

This stomach twist is your sign that it’s time to raise your rates and reach for your dream income goals.

But, it feels scary to do that. Your brain tells you that what you WANT to charge is too high. That you’ll lose clients, not sign new ones and you’ll lose all you’ve worked for.

I’m here to tell you that’s not true!

Join this month’s free workshop, and learn:

  1. The downfalls of not changing your pricing soon enough

  2. Reframe your mindset around pricing so you can raise your prices fairly

  3. What pricing really is and how the financial side of your business affects your pricing

  4. Three tools you can use immediately to set prices that are fair to both you and your clients.

Hi! I’m Jacinthe. Your financial fairy godmother.

On the surface, my career has looked like a fun ride. From starting out as an Interior Designer, then launching a prepared meal delivery business (before they were popular), to moving across the country and working at a yoga studio while volunteering to teach university students how to cook.

I’ve started 6 businesses, worked in 3 startups as an employee, and had side hustles from cater waitering to working at a friend’s micro-brewery.

Throughout my business building journey, I didn't understand how the money worked in my business. I went through cycles of burn out and debt, carrying $1,000’s in credit card debt, which incurred $1,000’s in interest. And those cycles continued until I learned how to manage my business finances.

A move led me to the West Coast of Canada, where in more recent years, I became the co-founder of a management accounting firm (total left turn right?!). 

Growing that business alongside my Chief Financial Officer (CFO) and accountant co-founders, I not only learned how I was supposed to manage business finances, but also became passionate about financial literacy for creative business owners.

I’ve seen the same stress and shame I had experienced in my early business owner days in the hundreds of businesses I’ve spoken with and supported since 2017.

And that’s why I founded Koddo & Co. — to level the playing field and help creative business owners shed light onto the financial side of their business, so they can build profitable businesses with steady cash flow and pay themselves way better than a decent salary!

View Event →
Saving For GST and Income Tax
Jan
25

Saving For GST and Income Tax

Save your free seat and start Saving for GST and Income Tax!

Join us to learn three simple steps to get prepared now for the end of April.

Knowledge is power and you’ll be setting yourself up for a less stress-inducing tax season this year!

Wednesday, January 25th, 2023

9:00 am to 10:00 am Pacific Time

It’s January and if it hasn’t already, that little voice inside your head is going “you said you’d do better this year! It’s January now and you haven’t been putting money away for your taxes.” 

Now, that voice is not wrong, but it’s also not helping you actually take steps to get prepared for what you might owe at the end of April this year.

And we totally get it. Being a solopreneur is hard, you’re wearing all the hats, you’re taking risks and making investments in your business that may not have seen income coming in yet to replenish your cash.

That’s the ride of entrepreneurship after all.

Hi, I’m Jacinthe! Your financial fairy godmother.

On the surface, my career has looked like a fun ride. From starting out as an Interior Designer, then launching a prepared meal delivery business (before they were popular), to moving across the country and working at a yoga studio while volunteering to teach university students how to cook.

I’ve started 6 businesses, worked in 3 startups as an employee, and had side hustles from cater waitering to working at a friend’s micro-brewery.

Throughout my business building journey, I didn't understand how the money worked in my business. I went through cycles of burn out and debt, carrying $1,000’s in credit card debt, which incurred $1,000’s in interest. And those cycles continued until I learned how to manage my business finances.

A move led me to the West Coast of Canada, where in more recent years, I became the co-founder of a management accounting firm (total left turn right?!). 

Growing that business alongside my Chief Financial Officer (CFO) and accountant co-founders, I not only learned how I was supposed to manage business finances, but also became passionate about financial literacy for creative business owners.

I’ve seen the same stress and shame I had experienced in my early business owner days in the hundreds of businesses I’ve spoken with and supported since 2017.

And that’s why I founded Koddo & Co. — to level the playing field and help creative business owners shed light onto the financial side of their business, so they can build profitable businesses with steady cash flow and pay themselves way better than a decent salary!

View Event →